Steam is surprisingly good at offering refunds. So if you find a subscription wall you don't agree to after you bought a game, Steam will almost certainly refund your money.
If you have under 2 hours gameplay and its under 2 weeks since you bought it, they will refund for literally any reason. And they explicitly list that refunding because you didn't find it fun or because it went on sale and you want to rebuy is acceptable use. After that period I have had one request accepted and one denied so it depends on the situation.
Had the opposite experience after a game stopped working 3 days after purchase due to its update (forced, if memory serves). Valve refused the refund because I played the game for more than 2 hours before it stopped working. Haven't purchased anything from Valve since.
Nobody compares to steam in terms of refund policy. As long as you keep within their boundaries, you will get the refund 100%. Its must have when buying from a digital only marketplace.
I’ve even made it a personal policy to only buy digital only games through steam.
I wonder if Steam's good refund policy comes as a result of being sued by the Australian consumer regulator back in 2014. They probably figured that if they _had_ to offer refunds in one country, they might as well build goodwill by offering refunds everywhere. (Of course this is the least charitable explanation, maybe they just had a change of heart)
