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But cash-back is not the same as reward points.

Cash-back is "money", reward points (more or less) is "discount on given good".




Many cards let you cash out rewards points now. With Chase, for example, you can get a check in the mail, use points to pay off your CC balance directly, or use points on amazon (at full value).


Using Chase Ultimate Rewards points at Amazon is only worth 0.8 cents per point, not 1 cent per point like the others.




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