Assuming a good cash-back rate of 2%, $2000 spent on the credit card for $40 bac...

jaclaz · on Sept 9, 2017

But cash-back is not the same as reward points.

Cash-back is "money", reward points (more or less) is "discount on given good".

glitch003 · on Sept 9, 2017

Many cards let you cash out rewards points now. With Chase, for example, you can get a check in the mail, use points to pay off your CC balance directly, or use points on amazon (at full value).

tyscorp · on Sept 10, 2017

Using Chase Ultimate Rewards points at Amazon is only worth 0.8 cents per point, not 1 cent per point like the others.