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This is what business indemnity insurance is for, get covered to a minimum of £50K.

If you don't own a house and are brining in less than £70K PA it may or may not be worth registering a Limited company.




If you don't own a house, you probably have tons of cash which is even easier for people to get their hands on.


Lots of companies will not want to deal with you if you don't have a ltd though.




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