90 days to rewrite your payment stack.... Damn, I feel sorry for any startups using Balanced. A startup I worked on used Balanced but went under well before this announcement but had I still been working on it this would have been terrible news (it still is). I really liked balanced and "kickstarted" their debit card push stuff (I have a t-shirt from it). I'm sad to see them go, really wish they could have given more than 90 days though, that's a lot of work in 90 days and god forbid the person who wrote your payment stack is no longer with you...