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The only problem is that arbitrage tax is hard to measure, while sales loads and management fees are predictable values. But I agree with your point overall.

Getting pennies skimmed off of my trades is not nearly as big a deal as a 0.1% yearly recurring fee on say... a $100,000 retirement account. (ie: $100 / year). Those tiny percentages add up to a huge amount of money in the long run.

I've heard of reports of 1.5% or even higher management fees (or ~$1,500+ / year in this example)




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