If mostly all you do is fire up a browser to use the web then there's pretty much no reason to upgrade from XP, I'd expect there's a lot of machines out there which essentially fall into that use case, why spend money on something for no appreciable gain?
And post-XP a lot of things which used to be there and provided a "good experience" to some users are gone, so some things are more of a loss than a gain:
And you might be surprised how many are still using 2K or 98SE, whole communities have developed around providing further patches and improvements. OSs that are "dead" in the mainstream continue on as things approach more of the "retro" community...
(I'm still using XP, haven't needed more than that. Will likely still use it even after MS stops support. I also regularly used 98SE up until around '08, then I dual-booted with XP until '10.)
Yes, that's what a friend told me. I forgot when writing that comment that updating windows is not like updating a GNU/Linux distribution, it is a time-consuming process and it is not free. This alone explains it pretty well.