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I think he's taking about a solution similar to the RSA key cards typically used for VPN login at some big companies.

https://encrypted-tbn3.gstatic.com/images?q=tbn:ANd9GcSP3PxS...




this place is close, but i bet they are running into the same issues. it's a shame, because it really could stop a lot of fraud using it. http://dynamicsinc.com/Corporate/products_dynamic_cc.php (note, they only now offer one type of card via one bank, they seem to have been sidelined)




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