It's for SEPA area BUT it's mandatory open only for PSPs/financial institutions cutting out end customers... Also most banks have a terribly limited support. Personally I use OpenBank APUs (PSD2/DSP2) for some banks (ironically via a Canadian operator, GoCardless) and well... generic accounts are supported, stocks are not, bank cards are not etc, most exports have very poor quality.
Long story short I can auto-import in Firefly III from EU banks only via a Canadian company and the quality of the process NOT due to GoCardless but due to local banks is terrible...
Long story short I can auto-import in Firefly III from EU banks only via a Canadian company and the quality of the process NOT due to GoCardless but due to local banks is terrible...
That's why stablecoins are booming...