You cannot possibly know that without knowing the operational lifetime of a plane and it's expected return. An airline doesn't buy a plane planning to break even on the purchase cost, for example.
Setting aside that you pulled that number out of your ass to argue against it, if something produces 400X it's purchase cost over it's operational life time, a 2% improvement takes that to 408X it's purchase cost for only a 2X increase in initial outlay, meaning it pays for itself 4 fold.
But very few innovations have that sort of effect on manufacturing cost to start with.
A 2% improvement that costs 200% more to manufacture would be nonsensical to seriously propose.