The limits are in 5 hour windows. You'd have to heavily work on 2+ projects in that window to hit the limit using ~500k tokens/min for around 4.5 hours, and even then it'll reset on the next window.
with all dues respect you really need to learn the tools you are using which includes any usage limits (which are temporal). I run CC in 4 to 8 terminals my entire workday, every workday…
you can do the same for $200/month