Apologizes for the assumption. I have yet to find anywhere here in Scotland that uses NFC practically other than billboards.

I can't think of a single retailer in the UK that takes card payments, but doesn't support contactless (including Google Pay and Apple Pay).

Ignoring very small shops that don't take cards at all.

Are the tap&pay NFC? -- I thought it was different tech under the hood.

What I meant is that I've not seen any other use for NFC apart from bus station adverts?

>Are the tap&pay NFC? -- I thought it was different tech under the hood.

Yes, it's a form of NFC!

Really? Even in England everything is just tap. I have an Android phone, so my flow is "take phone out of pocket -> tap" (because it's already unlocked by fingerprint by the time it comes out). That's basically the same as with the wallet, I just don't carry the wallet.