Obviously charging back Hyatt won't get you banned from Hilton. And the response question would be: Why would you returned to a hotel chain that scammed you?
Are chargebacks useless now since they usually lead to being banned from that provider/vendor? Do a chargeback for a scammy App Store app, get your 1k smartphone bricked and your emails locked out?
Winning a chargeback isn't just refusing to pay a bill. A neutral third party confirmed you were in the right and the merchant was in the wrong, so it's unfair for the merchant to punish you for them.
Well the whole premise here is that the bill was incorrect, so why would I pay it as-is? And the billing party refused to adjust it, this is why I had to resort to a chargeback.
Partial chargebacks would be an interesting concept in this case.
I don’t know what I’m talking about but doesn’t that go both ways? If (say) AmEx is getting a ton of chargebacks from this one hotel, don’t they at some point say “that’s enough of that” and drop them as a client? It seems the hotel should really have a huge incentive to not do crap like this?
I think the problem is that for a huge hotel chain (say like the Marriot) to get hit with enough chargebacks that a credit card vendor drops them, it means that a huge amount of people would need to charge back and be willing to be banned from Marriot until something happens. Kind of like a union, if you're the first to strike or protest, you suffer until enough momentum happens to make a difference.
