Event horizons are non-physical. Better to think of it as "then a spherical event horizon would become apparent." When the mass within a given black-hole-shaped volume (spherical for non-rotating mass) is "one electron short" of being a black hole, then one can define a surface in the shape of the (future) black hole where the escape velocity is /just/ below the speed of light. In practice, all light emitted within that volume will already be captured by the mass, unless it's perfectly perpendicular to the (future) event horizon. When that extra electron is added, it becomes true that the escape velocity at that same surface is now the speed of light -- the definition of event horizon. But nothing needs to "form" to make this true.
Event horizons are non-physical. Better to think of it as "then a spherical event horizon would become apparent." When the mass within a given black-hole-shaped volume (spherical for non-rotating mass) is "one electron short" of being a black hole, then one can define a surface in the shape of the (future) black hole where the escape velocity is /just/ below the speed of light. In practice, all light emitted within that volume will already be captured by the mass, unless it's perfectly perpendicular to the (future) event horizon. When that extra electron is added, it becomes true that the escape velocity at that same surface is now the speed of light -- the definition of event horizon. But nothing needs to "form" to make this true.