"in the high cost of living areas" is the rest of that sentence.
It is perfectly doable, even common, to buy a home in low and medium COL areas without any assistance from family, living or dead. The fact that you can't do this in NYC or SF is not an indictment of anything other than NYC and SF.
It is perfectly doable, even common, to buy a home in low and medium COL areas without any assistance from family, living or dead. The fact that you can't do this in NYC or SF is not an indictment of anything other than NYC and SF.