SO what? That is well below retirement age and life expectancy. MY younger one turns 18 when I will be 58, and I am a single parent. Baring accidents or the severely unexpected (which can happen at any age - plenty of people die in the 30s or 40s) its not a problem.
> That is well below retirement age and life expectancy.
What is below RA/LE? My comment addressed common financial realities. It applied to every adult age, up to and including death.
> MY younger one turns 18 when I will be 58
okay.
> and I am a single parent.
You may be interested to know that parenting can be get much harder than that. ex: I would have loved my difficulty level to be dialed down to Single Parent.
> Baring accidents or the severely unexpected
I agree that some folks do experience year after year after year of luck.
> (which can happen at any age - plenty of people die in the 30s or 40s)
I agree that not having life-changing advantage & luck is pretty dang common.
> its not a problem.
What's not a problem? Taken together, your comment seems to be lacking a subject.
I did the best I could. If you could share which of my points you were responding to, that might help.