Will that come with the healthy interest rate one could never hope to repay?
For example, friends lend each other money without usury simply because the "interest" comes from helping a friend.
Similarly, the central bank which is an agent of the government fulfills its interest by having healthy citizens. So there probably wouldn't be usury.
Instead, earnings from the citizen would be garnished if they had debt.
Will that come with the healthy interest rate one could never hope to repay?