Well if you have enough money to do all that then you probably have enough to retire a little early. Why not stop working at 60 and fund the first few years of your retirement out of your savings?
From what I understand if you retire early you must fund your retirement until the end. So you either work until the requested age and get something, or you don't and don't get anything. You can't just stop at 60, fund your retirement from 60 to 70, and then expect the gov to pay for your retirement from 70 to the end. Maybe I'm wrong tho.
Not sure how it works in Denmark but in Poland you have to work certain amount of years (20-25) to qualify for retirement even though the retirement age is 60-65. The amount you get depends on how much you paid into the system, so you will get less for not working, but it'll not prevent you from receiving the pension. And in the US, you become eligible for pension after just 10 years of paying into the system.
Whereas in Turkey you will actually get less if you continue working after you become eligible (65 years of age and 25 years of work, with some exceptions, early exit with partial pay available after 40 years of age) to retire (unless you get enough income to have your premiums paid at maximum, in which case you get a very slow increase in pension for the time after you become eligible).
I doubt this is true in most countries. It would introduce all sorts of problems if people stopped working because of illness or their employer went out of business when they were 60. Not to mention somebody who stopped working the day before their 65th birthday or other strangeness.
You also have people who have not worked much throughout their lives.
But there are a lot of countries and types of pensions out there and some (such as for government workers) may work the way you say. Checks first before you resign (don't be like some UK women).
