This is a rare case I support civil asset forfeiture: sue the car (in addition to criminal proceedings). Impound the car until fines are paid - which go into uninsured motorist funds - or else sell the car at auction and do the same. Will other parties' vehicles get impounded? Yes and that sucks. But either don't lend them your car, or else let the people closest to the offender pay the consequences more often than the current situation where random people in traffic pay financially or with life and limb for reckless drivers.