The question is if you consider yourself an active trader, ie. how do I optimize a trading path to maximum payoff, or if you are a passive investor.
If does not sound like you are an active investor?
For "paper assets" I apply, and would recommend, lifetime investment in a global, well diversified portfolio. Ie. I adjust my risk tolerance with leverage and not by picking positions. There is no reason why commodities, metals, crypto should not be a part of your "paper asset" portfolio. (I call it paper assets as "stocks" seems to mean ownership in companies, which is a bit too narrow - there are ETFs for most of this stuff)
Housing is a personal question. As an investment it usually does not pay off and compares to stock picking / active trading.
If does not sound like you are an active investor?
For "paper assets" I apply, and would recommend, lifetime investment in a global, well diversified portfolio. Ie. I adjust my risk tolerance with leverage and not by picking positions. There is no reason why commodities, metals, crypto should not be a part of your "paper asset" portfolio. (I call it paper assets as "stocks" seems to mean ownership in companies, which is a bit too narrow - there are ETFs for most of this stuff)
Housing is a personal question. As an investment it usually does not pay off and compares to stock picking / active trading.