Thank you for proving how hard it is to get across to people. I don't want to discourage home ownership. On the contrary, I want home ownership to be easier. However, that requires homes to be abundant and cheaper.
We can't have both:
1. Cheap, affordable housing for everyone
2. Housing as a stable investment that keeps going up in value forever
Another problem is everyone wants to live in the same few places. Missouri's average house costs around $250, which is pretty reasonable, it's just a lot of people don't want to live in Missouri.
If you think you're going to get cheap home prices in places Silicon Valley or NYC, it's just not going to happen because everyone wants to live there.
We can't have both:
1. Cheap, affordable housing for everyone
2. Housing as a stable investment that keeps going up in value forever
One of these two has to give.