Like I said, if your money is supporting someone doing good and gives them the ability to continue doing good, then it's helpful.
Going back to the Red Cross example: If I'm a doctor in the US I'm making very good money, I get to see my family every day, and I have a very high standard of living.
It takes one of those doctors (not necessarily from the US, but I imagine most doctors live well) to give all of that up and fly over to a country in ruins to help. Without the people who are willing to really make those sacrifices, we've got a bunch of money and that's it. Money in and of itself is not what is usually needed to rectify situations.
Going back to the Red Cross example: If I'm a doctor in the US I'm making very good money, I get to see my family every day, and I have a very high standard of living.
It takes one of those doctors (not necessarily from the US, but I imagine most doctors live well) to give all of that up and fly over to a country in ruins to help. Without the people who are willing to really make those sacrifices, we've got a bunch of money and that's it. Money in and of itself is not what is usually needed to rectify situations.