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Their financial reports have the numbers plain as day: https://www.allstateinvestors.com/static-files/d61a8007-647a...

Page 2 has their premiums collected and their claims paid. They are down 5 billion in 2022 and 2023. Haven't seen the full results for 2024 yet.

For an explanation of why, Warren Buffets letters to investors explain the insurance industry as a whole pretty well (page 7): https://www.berkshirehathaway.com/letters/2013ltr.pdf

Pretty consistently, the industry as a whole loses money on policies.




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