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> I feel that convincing people to pay monthly/yearly for something that has minimal monthly recurring expenditure/investment from the provider (unlike utilities, streaming services, etc.) is one of the biggest cons of the modern era.

True, but it's not completely new. Decades ago I tried to buy my first car, and the salesperson told me how much it would cost me per month. I asked for the total cost, the interest rate, and even the number of months, and he had no idea about any of those things. I left and bought elsewhere, but I'm fairly careful with money and am always looking for the lowest total cost.

Salespeople seem to have learned that many people think in terms of monthly budgets rather than total costs. For them, this monthly billing is a "service". People don't have to think or do math. Of course it costs them money and makes the seller money, but it keeps their budgets even and predictable.

Sadly many corporations have adopted bureaucratic policies around budgets, purchase justifications, and approvals. At those companies, even though purchasing permanent licenses would save the company money, signing up for monthly services requires less bureacracy and keeps costs predictable. You and I can agree that it's ridiculous and wasteful, but many companies seem to prefer it that way.



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