I’m not suggesting an entire economic system based around hoarding money. There’s no “money should never leave your local town” ideas here.

I’m saying that as a single pragmatic person in the current world we live in, it’s better to spend your money locally.

We don’t live in a world where any community is self sufficient, money comes and goes, but for many towns, it just goes.

As you said, this stuff is complicated.

An individual choosing to spend money at local businesses is not what makes a mercantile economic system.