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> how does this track against consumer debt?

It tracks pretty much as one would expect had the pandemic not happened, following a well-established longer-term trend: https://fred.stlouisfed.org/series/CCLACBW027SBOG

> I feel like we were all doing a lot better before 2020

There we go again, going by "feelings" rather than the data.



> There we go again, going by "feelings" rather than the data.

do you want to discuss the point or just be a snarky troll about it?




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