Which seldom includes the full error information from the transaction. There are about fifty error codes, and they can come from various places in the merchant to issuing bank chain.[1]
Dumber web sites tend to assume it's the customer's problem. Once or twice I've had that happen. I call up the bank, and they usually tell me the transaction never reached them. This is sometimes a problem with low-end point of sale systems.
Speedway Express gas stations seem to have a terrible system.
Which seldom includes the full error information from the transaction. There are about fifty error codes, and they can come from various places in the merchant to issuing bank chain.[1] Dumber web sites tend to assume it's the customer's problem. Once or twice I've had that happen. I call up the bank, and they usually tell me the transaction never reached them. This is sometimes a problem with low-end point of sale systems. Speedway Express gas stations seem to have a terrible system.
[1] https://corepay.net/articles/decline-codes/