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It's called Price discrimination (https://en.wikipedia.org/wiki/Price_discrimination) almost all SAAS use it.

In this context, it means that I (a hobbyist) get to enjoy copilot at a discounted rate because there are some feature (context exclusion) which were costly to implement that I am not using. So it makes sense for me to take a less expensive plan which only includes the core features without the cruft. If there is any of these additional feature that I need, then I just need to pay for the engineering time that went into them, which takes less than a few seconds, it's just a button to click on. Fair and square.




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