You do if there are potential further charges like damages.
“Has credit card” is obviously a coarse filter, just as creditworthiness is a coarse filter for “won’t wreck my car” but I’d bet you anything you’d see at least a 150 pt FICO spread between people who pay for things with debit vs credit. There’s only one reason to use a debit card and not get the rewards of credit (assuming the price of either is the same) and that’s that you cannot be trusted by a bank and/or yourself to not spend money you don’t have. This is particularly exacerbated with car rentals in particular since so many credit cards include car rental insurance, making it significantly more expensive (either in immediate cash or expected value of risk) to use debit.
“Has credit card” is obviously a coarse filter, just as creditworthiness is a coarse filter for “won’t wreck my car” but I’d bet you anything you’d see at least a 150 pt FICO spread between people who pay for things with debit vs credit. There’s only one reason to use a debit card and not get the rewards of credit (assuming the price of either is the same) and that’s that you cannot be trusted by a bank and/or yourself to not spend money you don’t have. This is particularly exacerbated with car rentals in particular since so many credit cards include car rental insurance, making it significantly more expensive (either in immediate cash or expected value of risk) to use debit.