Hacker News new | past | comments | ask | show | jobs | submit login

> I have three kids. I reckon the first cost more than $200,000 by age 5. No major medical problems

That is certainly not typical.

Most of the people having kids where I grew up don't even see that amount of money. They're having kids just fine.




You can drop costs by having a parent stay home in the early years (math only works out if that parent earned very low wages and you have at least two kids in quick succession—then, yes, it saves money).

More efficient may be living near non-working family and having them take care of the kids, but that can mean compromising on school quality (unless you move again) and probably salary. Plus it requires a kind of capital that not everyone has.

You can drop costs by skipping medical check-ups and care. Not uncommon.

It can be done cheaper if the circumstances are right and you’re ok with some compromises that most people can’t stomach unless they absolutely cannot afford it.


> That is certainly not typical.

I was thinking the same, but then I re-read the original list: Lost income.

US$40 lost income per year for the first 5 years sounds extremely plausible.




Join us for AI Startup School this June 16-17 in San Francisco!

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: