You're absolutely right, but at least there is some underlying art-intended-as-art there. Just as much of the stock market can be viewed the same way but at least there usually is an underlying company with some value behind the stocks. With NFTs there really is nothing there. It's finance without any art component.
You know there's more to NFTs than Bored Apes, right? Look at the stuff Beeple was doing before NFTs hit the mainstream. NFT was about the art before it became a get rich quick thing. Still is if you ignore Yuga Labs and people like them.