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It's too abstract.

Person is good at planning for abstract problems, because person controls their income, expenses, and priorities.

People are terrible at planning for abstract problems because it's collective resources and collective solutions requiring agreement from multiple parties who, inherently, have different and often conflicting priorities.

In other words, until the planet crashes and kills a vast, vast majority of us, we are going to carry on like we always have. It's depressing.



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