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It is not fundamental to human nature to be in unfathomable amounts of debt.



Debt is fueled by greed, which human nature is prone to.


'Human nature' is whatever people want it to be for the purpose of argument. It's a thought-terminating cliche. There isn't one single personality type, although there is some evidence to suggest that there are 4 or 5 basic ones.

https://www.science.org/doi/10.1126/sciadv.1600451


Greed is part of human nature, sure, but so is empathy and selflessness and a sense of justice. We certainly didn't need to build a society that rewards people for giving into one of their most selfish and cruel impulses.




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