In order to interact with crypto in a meaningful way, you need to buy into it. Literally.

You need to buy crypto (at least someone has to)

It’s exclusionary and insidiously viral by nature.

Without being tied to crypto, the barrier for entry and usage is lower.

On top of avoiding all the politics around crypto.

There is a demonstrable disincentive in that approximately everything related to crypto is a scam, so by being married to crypto they demonstrate at least a lack of good judgement.