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> The former advocate in me will observe that the single most effective method for resolving debts is carefully sending a series of letters invoking one’s rights under the FDCPA (and other legislation)

Can we get a summary of which letters / rights to invoke?




Patrick has previously written the exact guide you're after on his personal blog:

https://www.kalzumeus.com/2017/09/09/identity-theft-credit-r...

It is also fantastically well written.


That is an interesting read indeed. I found the parts about not showing anger and not pretending to write like a lawyer to be particularly illuminating.


this was an awesome article that I think will literally help myself and others in dealing with bureaucracy of any kind. Wow. saved that one. As well as the things the other commenter mentioned I liked the parts about finding who to write to at large companies. very useful




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