I recall someone pointing out, AGPL only affects offering the same core functionality over network. So you cant monetize exposing as is. But you can use as a backend component. Lot of people miss that. I did too. IANAL.

That's the ambiguity I mentioned. Nobody actually knows. MinIO for instance thinks you're wrong.

garage a competitor with a rust code based think thats legal.

I mean I always though of AGPL as network-aware GPL so that makes sense to me. IANAL