"Therefore, the Regulation caps interchange fees for consumer debit cards to 0.2 % and consumer credit cards to 0.3 % of the value of the transaction."
The (now called) interchange fees go to the card issuing banks, not the card networks. Both network/scheme fees and processor fees come on top of that.
https://ec.europa.eu/commission/presscorner/detail/fr/MEMO_1...
"Therefore, the Regulation caps interchange fees for consumer debit cards to 0.2 % and consumer credit cards to 0.3 % of the value of the transaction."