From personal experience, people will do anything they are physically capable of doing and think they can get away with. Almost nobody I know has the slightest amount of respect for any private data to which they have access. This extends from people in healthcare breaking HIPAA to tell me about how Jane Doe is an idiot who got a mayo jar stuck in her vagina to IT workers showing me John Doe's cringey nude selfies. Trust absolutely no one. If it's possible, it's happening. The goal should be able to make it not possible to the best extent and when it is, create accountability.
> Almost nobody I know has the slightest amount of respect for any private data to which they have access.
Really? You need to run with a better set of people. It's true that there are plenty of corrupt, terrible people out there -- but it's also true that there are plenty who aren't.
This is what makes the lie more potent. It’s based on a kernel of truth, and because it reinforces beliefs, you can easily believe a Paytm employee acted negligently, with no more evidence than an anecdote.