This. I'd rather my vehicle was stolen vs or damaged vs getting digitally compromised. The damage someone could cause with my phone vs. stealing my car is vastly different.
How insecure is your phone that someone can digitally compromise you without knowing the passcode? If you lock a modern iPhone, even the FBI will have trouble extracting any content from it.
For years, phone forensics firms pretty much consistently had non-public exploits that would allow compromising even locked phones. As recently as 2019, Cellebrite publicly claimed that they can attack any iPhone with up to date software: https://www.wired.com/story/cellebrite-ufed-ios-12-iphone-ha...
And those are publicly known capabilities. You should assume that potential adversaries will have more than that. Am I certain that such exploits are known for the very most recent iPhone/iOS? No. But it would still be foolish to bet on them not being known.
