The correct term is receivership but that is confusing for most people and the general principle is the same. When you go bust, the court/trustee/receiver combs through transactions and claws back assets as part of gathering/selling all assets to pay creditors

Is there any evidence at all this is true for people who are not insiders withdrawing their own money from an account at a federally regulated bank?

I’ve never heard of anything even remotely like this happening. Can you provide even one example?