The main point is people in Northern lattitudes needs most of their energy in the Winter, especially winter nights. Its a very different problem to Southern states where peak energy use is hot sunny days.
As for distortions the biggest problem with retail users is that panels have changed the market but people still expect to use the old rules. Eg be self sufficient 320 days a year but expect eletricity on demand at the same low rates on the few days they need the grid. That isn't scalable and home solar people are getting an unfair advantage from the system, which is why utilities (rightfully) dont like it.
Seriously, check out where solar is getting installed on that map.
Cold wonders are not a reason to avoid solar. Look at where they are getting installed around the north east and the Great Lakes. They will laugh at your Nebraska winters.
As for distortions the biggest problem with retail users is that panels have changed the market but people still expect to use the old rules. Eg be self sufficient 320 days a year but expect eletricity on demand at the same low rates on the few days they need the grid. That isn't scalable and home solar people are getting an unfair advantage from the system, which is why utilities (rightfully) dont like it.