EU countries (and a few others) are part of SEPA, where we have SEPA Instant Payments, which offer instant payments between bank accounts, 24/7.
Price depends on the bank (and the type of bank account you have), but it's about
1 EUR or less.
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Many countries also have local payment systems, that are usually limited to a single country. For example, in Slovenia, we have Flik Pay, which allows sending money between individuals via mobile app, without any fees, and it also works 24/7.
I see - probably the Nujno (urgent) checkbox on a SEPA form activates this SEPA instant payment.
I know about Flik and I like the appeal of it, but I do not use it because it requires a proprietary client (NLB Pay in my case). Do you know of any public or reverse engineered specification or unofficial FOSS client?
Price depends on the bank (and the type of bank account you have), but it's about 1 EUR or less.
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Many countries also have local payment systems, that are usually limited to a single country. For example, in Slovenia, we have Flik Pay, which allows sending money between individuals via mobile app, without any fees, and it also works 24/7.