You can’t pay it off if you weren’t able to afford it up front. You’ve changed t... | Hacker News

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		kortilla on Jan 13, 2023 \| parent \| context \| favorite \| on: The 'buy now, pay later' bubble is about to burst You can’t pay it off if you weren’t able to afford it up front. You’ve changed the scenario from “I can’t afford the full cost but can afford monthly payments” to “I can afford this and am using monthly payments as an interest free loan”.

Ultimatt on Jan 14, 2023 [–]

Go read what I said, the premise was you can afford the item outright but it still doesn't make sense to if you have interest free credit available.

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