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This is a good insight -- not just for non-accredited, but for everyone. The persistent low-interest era meant lack of investment opportunities for a decade which explains much of the crypto boom and many other phenomena.


> The persistent low-interest era meant lack of investment opportunities

Is that true?

Just putting your money on an index fund like S&P would've yielded you an average 14.5% per year in the last decade or an almost 400 % return in a decade.

Stock market more than doubled in the last 5 years and it highly outperformed crypto markets.

There has been no shortage of investment opportunities, but you people sound simply...looking for highly volatile quick gains.


Paradoxically, the booming of S&P was due to the same: a lot of money lying around, lacking a sound growth opportunity, flowing into stocks and real estate.




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