You(we) are already paying right now by delaying, deferring and not acting. We are all paying in terms of environmental climate and all the consequences of that, to the environment, human health and yes, the economy too.
You have too much faith in PG&E and SDGE. They have, through politics, gained long term contracts, increased prices, plenty of profit yet maintenance is still poor and flex alerts are frequent. And are squeezing the benefit of solar to customers that bear to cost to benefit themselves.
PG&E is a monopoly that went through multiple bankruptcies. I'm grateful that they are not completely dead and there is still power, but this is about as far from a free-market goldmine as it gets.