You guess what? That potential parents should be prepared to take care of their children for their entire life? I think that's reasonable. Things happen all the time, too, where tragedies happen and people suffer medical issues that require lifetime care.
Being a parent is committing to that.
And if your thought is "I'm going to gamble that it doesn't happen to me" is really telling.
Regardless, being informed is important. Maybe you got lucky in your ignorance, but not everyone will be so lucky.