// Not being cute. If you believe you are young enough and clever enough to have time and energy to hit reset and try again on a Game Over, then it's an actually valid point of view -- if you cannot go less than zero. Given extreme rewards even with unlimited downside, if the downside is actually limited by bankrupt at zero, that caps the downside so taking the risk makes a lot of sense if you believe you can start again "near the top" (having developed non monetary resources and techniques to build wealth fast).