A small business nightmare with stripe this year. Given a small online subscription business, we don't have techie 24x7. We started receiving micro-payments from credit cards every other second on our stripe account. We immediately reported to stripe as soon as we noticed, multiple times. Every time same response. We will look into it. We wanted to avoid deactivating and hiring techies to reintegrate again. Eventually we did not get any support from Stripe. So, we did the nuclear option and deactivated stripe all together and also hired a techie to do it as we are not really sure.

Then our real nightmare happened. We are subject to potential dispute fee running more than $50-80k. We wanted to avoid disputes and so we requested Stripe to help us immediately refund all the money. They again did not respond. So, we painstakingly manually returned every payment one payment at a time. Finally they agreed to cover the dispute fee (which would have sunk our company). With the promise that they won't cover next time. uff, how do we even control that,

And then, they briefly suspended our account. And then revoked after some days saying it was a mistake. And then activated security radar, which basically is blocking all genuine payments now. But, we don't know what the alternative is. Is there an alternative?

We are constantly working on the nightmare that any