> I think the better response here is, demand that the institutions in your free society operate based on the principles of freedom and free expression.

What PayPal is doing is entirely consistent with that. In a free society, suppliers are free to decide whether they want to do business with you, and under what conditions. And you are free to make the same choice.

(Of course, we'd hope that in a free society competition would take care of providing suppliers that offer conditions that customers can agree with. But there's no guarantee of that.)

That's not what they mean.

Institutions need to protect the freedom of their users. You're talking about a completely different kind of freedom.

Competition is one solution to the problem, by avoiding incumbent institutions, but it often fails and it's not the only solution.

Institutions only need to protect the freedoms that their users care about.

For example, (many) Germans expect to be free to drink alcohol in public or eat Kinder Surprise. (Many) Americans expect to be free to shoot guns, but can live with bans on public drinking.