There's actually a button on the “show me the options” page that lets you declare you're actually a person, without entering CC info.

I'm not so sure. I used that months ago, and they're still sending me $0 bills that sure look like they're about to become real bills.

I just clicked your link and it says "you already have the no cost option". So we'll see what happens next month.

I definitely didn't have to pretend to pay them when I elected this option, you just affirmed you were using the account for personal use and everything stayed the same basically.